Financing A Dental Implant

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Choosing to get a dental implant is a big step.  It's also an important one, because it means you are committing to a better and more healthy smile and all the opportunities it can bring.  For some people, though, the idea of a dental implant also causes anxiety due to the price tag.  Although it's true that dental implants can be costly, there are also options available to help you finance one.  Here are a few of the options available to you if you're looking for help financing your dental implant:

Dental insurance:

Dental insurance is the first stop for many people looking to finance an implant or other dental work.  If you already have it, it's probably your best bet.  You will want to keep in mind that implants are often considered a cosmetic procedure, so your insurance may limit its coverage of the cost. That said, it's definitely a huge help and takes a big chunk out of the cost.

It gets a little trickier if you don't already have dental insurance.  Many dental insurance plans require you to have the insurance for a set amount of time before you can start using it for cosmetic procedures.  Six months is a common waiting interval.  That said, if you are in no rush to get your implant, then signing up for insurance now is a good idea.  As a bonus, you'll have insurance for any other dental visits in the future.

Medical and dental financing:

Many dentist offices work with lenders that focus on giving credit to people undergoing medical or dental procedures.  Oftentimes, dentists work with specific providers, so you can ask your dental office for who they recommend.  As with most lenders, you will have to pay interest, so you will end up paying more for your procedure over time.  However, these are still great plans for people who need an implant soon and cannot pay out of pocket.  Plans are very affordable, and you pay monthly, so there's no stress about having to come up with all the money for the procedure at once.

Personal loan:

Of course, you can also use a personal loan or your own credit card.  If you opt to go this route, be sure to talk to a banker in person to find a plan with the best interest rate.

No matter how you choose to finance your dental implant, you'll feel great knowing that you're well on your way to a better smile.  And remember, dental implants last for life, so it's an investment that will pay off for years to come.

For more information, contact a clinic like Michels & Gauquie Cosmetic and Family Dentistry.